Debt Collection
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Johnston Solicitors act in debt recovery in an efficient and cost-effective manner. We appear before the District, Circuit and High Court.
The debtor must always be made aware of the debt and be advised of any impending action by a creditor. The first step in a debt recovery action is the issue of a letter before action known as a Demand Letter.
Issuing and Service of a Court Proceedings
There are three Courts are present is which debt recovery proceedings can be issued;
• District Court by Claim Notice
• Circuit Court by Civil Bill
• High Court by Summary Summons
Jurisdiction of Courts
The amount of the debt will determine which court in which the claim is taken. At present the monetary jurisdiction of the courts are a follows;
• District Court - up to €15,000
• Circuit Court - €15,000 to €75,000
• High Court - Amounts over €75,000
Johnston Solicitors act in the enforcement of Judgments. The main ways of enforcing judgments are;
• Registration of the judgment;
• Execution against goods by either the Sheriff or Country Registrar depending on the location of the debtor;
• Judgment mortgage;
• Installment orders;
• Committal orders;
• Attachment of earnings;
• Attachment of a debt/Garnishee orders;
• The appointment of a receiver;
• Bankruptcy proceedings;
• Liquidation in the case of a Company
All debt collectors, including private individuals and debt collection agencies, are covered by Section 11 of the Non-Fatal Offenses against the Person Act 1997 (Harassment and intimidation).
The debtor must always be made aware of the debt and be advised of any impending action by a creditor. The first step in a debt recovery action is the issue of a letter before action known as a Demand Letter.
Issuing and Service of a Court Proceedings
There are three Courts are present is which debt recovery proceedings can be issued;
• District Court by Claim Notice
• Circuit Court by Civil Bill
• High Court by Summary Summons
Jurisdiction of Courts
The amount of the debt will determine which court in which the claim is taken. At present the monetary jurisdiction of the courts are a follows;
• District Court - up to €15,000
• Circuit Court - €15,000 to €75,000
• High Court - Amounts over €75,000
Johnston Solicitors act in the enforcement of Judgments. The main ways of enforcing judgments are;
• Registration of the judgment;
• Execution against goods by either the Sheriff or Country Registrar depending on the location of the debtor;
• Judgment mortgage;
• Installment orders;
• Committal orders;
• Attachment of earnings;
• Attachment of a debt/Garnishee orders;
• The appointment of a receiver;
• Bankruptcy proceedings;
• Liquidation in the case of a Company
All debt collectors, including private individuals and debt collection agencies, are covered by Section 11 of the Non-Fatal Offenses against the Person Act 1997 (Harassment and intimidation).